AFFORDABLE & INEXPENSIVE –Term Life Insurance is an inexpensive option for those who have other financial commitments which need immediate attention. MORE FLEXIBILITY – There are many different types and combinations of Term Life policies in order to suit your needs in the best way. There are many different types and combinations of Term Life […]

As Financial Advisors its our responsibility to provide clarity to complexity to be Successful Future Financial Advisors.🤟🏻😊  HELPS YOU TO TAKE CARE OF YOUR LOVED ONES. HELPS YOU TO DEAL WITH DEBTS. HELPS YOU TO CREATE SOURCE OF SAVING. HELPS YOU TO ACHIEVE LONG TERM GOALS.

TERM LIFE: Provides protection for a limited amount of time. Provides no cash value but offers a lower premium. Provides protection for specific times of need WHOLE LIFE: Provides protection for entire life Provides cash value that accumulates over life policy. Cash value can be used for retirement and or fulfilling any dreams in the future.

👨🏼‍🦳👵🏻 Why Retirement Planning Is Important Now! 1. People Live Longer– With increasing age comes more health problems, you’ll need more retirement funds to ensure a HAPPY and PURPOSEFUL retirement. 2. You Never Know When You Will Stop Working!– Always prepare for emergencies. There is NO EXCUSE to not save for retirement. 3. Don’t Be […]

If you give Money to your children and you don’t give them Values; the Money will be LOST. BUT if you give them Values and don’t give any Money; then the Values will also be LOST. THE REASON IS: The hungry stomach is stronger than “Value Systems”. We all know stealing is bad; but when […]

When a critical illness claim is paid out… what should you do? An observation & A case study: A family recently was paid out a critical illness claim which was 5 times the annual income when the husband (who is tbe breadwinner) had a heart attack. The financial advisor gave the right advice to ensure […]

Shouldn’t I buy Insurance Online? ANSWER: YES… YOU SHOULD! You should buy Insurance online to save the hassle of having to interact with an insurance advisor. BUT this is only relevant to products which don’t need any advice. It is just like going to a pharmacy: some medicines are over the counter medicines but some […]

The youth has a feeling of invincibility in them. They are generally healthy and likely not concerned about the risk of an untimely death. They do not consider that there is a need, and in a fact, a long-term benefit and how life insurance can fit into their financial security plan. Yes, a tiny percentage […]

So how should we evaluate and manage this loss? The two scenarios which are difficult to predict are: Loss of Human Capital due to Illness or due to Death. Now, we don’t really like to think or talk about these scenarios, BUT they are as true as the sunrise and sunset everyday. Understand the fact […]

Don’t we all look forward to buying a 2nd Property as an investment? (Or as some married couples say… a get away from our spouses?) #LOL When we think of it; it has a lot of benefits, the few that comes to mind are for example: the capital appreciation, rental income and perhaps leaving it as […]